Learn More: Uninsured Rate

Metadata

Variable Definition:
Uninsured Rate: The percentage of individuals who are not covered under health insurance or a health coverage plan
Source:
American Community Survey, 5 Year Estimates, Table B27001
Years Available:
2008-12, 2009-13, 2010-14, 2011-15, 2012-16, 2013-17
Geographic Unit:
Census Tract (aggregated to neighborhoods and cities)

Why is this Variable Important to Measure?

Uninsured Rate
A person is considered to be insured when he or she is covered under any public or private health insurance or health coverage plan. The plan must provide "comprehensive health coverage," meaning that it includes the ten essential health benefits covered by the Affordable Care Act, including prescription drugs, emergency services, and mental health services. Dental, vision, life and disability insurance are not considered a part of comprehensive health coverage. 
Although the number of people without health insurance has been steadily decreasing since the passage of the Affordable Care Act, over 20 million people in the United States are still without health insurance. Individuals without health insurance are less likely to receive preventative health care, potentially leading to more serious health consequences in the future. In addition, lack of health insurance has financial consequences, with unpaid medical bills often leading to medical debt.

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Sources:
"American Community Survey and Puerto Rico Community Survey 2017 Subject Definitions." United States Census Bureau: American Community Survey, 2017. Link
"Key Facts about the Uninsured Population." Henry J. Kaiser Family Foundation, 29 November 2017. Link
"What Marketplace health insurance plans cover." U.S. Centers for Medicare & Medicaid, 2018. Link
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